Christmas without a fund can easily put you in the red this year. Create a Christmas fund and learn a few tips to save $1000 before Christmas.
Note: This post may contain affiliate links. This means if you purchase something through one of those links, I may earn a commission. Please read our disclaimer for more information.

How to Save $1000 Before Christmas
01. Start Saving Well Before Christmas
Starting early really makes saving for Christmas easier. If you start as early as January and February, you’ll need to put away less than $100 per month.
All you’ll need to do is divide your savings goal by the number of months until Christmas.
Create a Christmas Budget to help you save for everything you need
Didn’t plan that far ahead? No worries, keep reading.
02. Cut Down or Out Entertainment Costs
Already know that you’ll be short on cash for Christmas? Try cutting down on entertainment and going out costs.
If you know that cash will be tight, you might have to choose between dinner at that nice restaurant and your Christmas savings. Those dinners or date nights might have to go.
03. Cut Down on Your Savings Goal
So you’ve determined that you need $1000 for Christmas. Maybe there are a few expenses that you can cut to lower the amount you need to save.
Gifts
Buy gifts when they are on sale. Don’t forget that Black Friday is right before Christmas. If the items you’re looking for are on that list take advantage of the sales.
Buy Used
Last year, we bought our kids a few used gifts. After seeing the $90 price tag on a Tonka truck my husband wanted to get for my son, I refused to get it. (My oldest likes Tonka Trucks but doesn’t $90 love them. My husband did.) He ended up finding a similar one on Facebook Marketplace for $15.
Parties
Buying all the food for a party can be costly. Try doing a potluck. My family and my In-laws always do potluck. The host (which is always me for my family) cooks the turkey, stuffing, gravy, and potatoes. The rest is divided between coming to the party.
04. Make More Money
It’s already too late. Last year you said you would plan early but apparently that didn’t happen again. No worries – we’ve all been there before.
You’ve already cut down all the extra expenses you could, both for Christmas and everyday life.
Then you’re really only left with one option to save $1000 before Christmas. You need to make more money.
Don’t panic! It’s really not that hard, I promise.

The link above will take you to a post I wrote outlining 15 super easy ways that you can earn $1000 before Christmas.
These Posts Might Be Helpful Too, Check Them Out:
Merry Christmas!
PS: I have this awesome freebie library that you should check out & yes – it’s all free!
